Looking for a more reliable alternative to payday loans? Fast Money’s Monthly Loan gives you fixed monthly payments over 3–72 months, allowing you to borrow more responsibly. You can borrow up to 6× your monthly income, with transparent costs and no surprise rollover fees. It’s ideal for covering larger expenses with less financial stress.
Key Benefits:
- Fixed Monthly Repayments
You pay a consistent amount each month, making budgeting easier.
- Fast Approval and Disbursement
Loans are often approved and disbursed within 24 hours.
- Transparent Fees and Rates
Interest is capped at 4% monthly, with no hidden charges.
- Legally Regulated
All licensed moneylenders follow Ministry of Law guidelines.
- No Collateral Needed
You don’t need to pledge any assets to get approved.
- Open to Foreigners and PRs
Non-citizens with valid work passes can apply.
- Credit-Friendly
Even borrowers with lower credit scores may be eligible.
Who Can Apply?
- Singapore Citizens, PRs, and Foreigners with valid work passes
- Aged 21 to 65.
- Earning at least S$1,800–S$2,000/month
- Documents needed:
o NRIC/FIN.
o Payslips or income proof.
o CPF or bank statements.
How It Works:
- Apply online or at Fast Money’s branch.
- Upload documents like ID and income proof.
- Get reviewed and receive approval.
- Sign agreement digitally or in person.
- Receive funds.
Loan Terms & Costs
- Interest: Up to 4% per month.
- Admin Fee: Up to 10% of loan amount.
- Tenure: From 3 to 72 months.
With clear terms, flexible options, and fast processing, Fast Money’s Monthly Loans are designed to support your financial needs, without the pitfalls of short-term borrowing. Check your eligibility and estimate repayments using our calculator now.
