Financial emergencies are one of the hardest situations you can find yourself in. The stress of the debt piling with the threat of interest rates looming over you, you might find yourself in a precarious position in times of financial crisis. Fortunately, all is not lost. There is always a silver lining in even the darkest cloud, and the silver lining, in this case, is called a payday loan.

What is a payday loan?

A payday loan, as the name suggests, is a loan you can take when your cash flow is tight in between your paychecks, thus the name payday loan. Have you ever found yourself needing your next paycheck before it actually comes due to a large purchase or some unforeseen expenses?

This is where a payday loan can help you out. Also known as cash advance loans, the payday loan exists to help people who are unable to wait for the next paycheck.

How does a payday loan work?

A payday loan is a fairly straightforward process, which does not require a lengthy wait nor a stringent evaluation process to go through. These loans are specially designed to help people who are in a bit of a spot financially in between their monthly paychecks, so these loans are secure and fast.

Simply go to a licensed, reputable moneylender and check their terms and conditions.

How can I choose the best payday loan to apply for?

Payday loans can come in a variety of different forms, each with their own interest rates and repayment schedules. When it comes to choosing the best one, weighing these 2 factors is generally a good way to decide on the best ones. Additionally, ALWAYS remember to go through legal and licensed moneylenders, as that is the safest way for you to get a loan that won’t let you end up in crippling debt.

Here, we would like to recommend Fast Money, one of Singapore’s most reliable and efficient licensed moneylenders. Along with providing good and cheap interest rates for their payday loans, and a stress-free repayment plan, Fast Money also provides one of the fastest services in Singapore. All these are improved with the fact that applying for a loan with Fast Money is an extremely simple process, just make sure you qualify for the loan (be employed with secure earnings) and check them out at

Additionally, you can also contact them at +65 6221 4746/6224 4749.